Over the past few years, widespread flooding, wildfires, and violent storms have affected not only people’s homes but also their cars. Meanwhile, the number of crashes on U.S. roads has remained ...

It’s easy to forget about car insurance — until you need to file a claim, that is. Being in a car accident can be very stressful. Luckily, insurance companies make filing a claim relatively easy. Most ...

After the immediate aftermath of a car accident, you may be faced with the unfamiliar task of filing an insurance claim. This is something you’ll need to do in order to cover the cost of damages and ...

Learn how split limits in auto insurance define maximum payouts for bodily injury and property damage to better understand ...

Car accidents are overwhelming, even if no one’s hurt and the damage looks minor. But once the adrenaline fades, you’re left with questions: Do I need to call my insurance agent? What if the other ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Auto insurance helps protect drivers from unexpected costs, and providers help hedge their bet by charging cheaper premiums for “low-risk” drivers and higher premiums for “high-risk” drivers. U.S. car ...

Learn the top reasons for denial, state-specific challenges, and actionable tips to strengthen your claim. Needing to file an auto insurance claim is never fun, and claim denial is salt in the wound.