Learn about the pros and cons of unsecured business loans.

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Unsecured business loans exist, but offering collateral may help you get more favorable interest rates and terms. Many, or all, of the products featured on this page are from our advertising partners ...

Collateral is a valuable asset (like a car, house or even cash) you can pledge to secure a loan. If you fail to repay your loan, the lender can seize whatever you've put up as collateral. Financial ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, ...

This guide was reviewed by a Business News Daily editor to ensure it provides comprehensive and accurate information to aid your buying decision. Business collateral is property or other assets that a ...

A collateral loan is secured by something with significant value that your lender may seize if you default. Mortgages and vehicle loans are examples of collateral loans. Personal loans can also be ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Since the global financial crisis regulators have aimed to reduce systemic risk and increase transparency by expanding the use of collateral—the exchange of cash or securities to mitigate default risk ...