Most certificates of deposit (CDs) are insured by the Federal Deposit Insurance Corporation (FDIC) if they’re issued by a member bank. That means your money is protected up to $250,000 per depositor, ...

Wed, January 28, 2026 at 10:18 PM UTC If you keep money at a credit union, your deposits are protected by the National Credit Union Administration (NCUA): the federal agency that insures more than 143 ...