Don’t let the complexity of disability insurance keep you from buying it. Disability insurance involves confusing paperwork and more than a little bit of math. It is designed to soften the financial ...

Do you have a financial plan if you're sidelined by illness or injury? According to the Social Security Administration, close to one in four 20-year-olds will face a disability that interferes with ...

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A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

In 2026, the primary update to benefits will be the annual COLA, which increases payments to keep pace with inflation.

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...