Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

These 11 types of car insurance can help cover everything from minor repairs to buying a new car. But which types do you ...

With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

Insurance coverage is the amount of risk or liability that is covered for an individual or entity by way of insurance services. Insurance coverage, such as auto insurance, life insurance—or more ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Insuring drivers since 1916, Michigan-based Auto-Owners Insurance has some of the lowest rates in the industry and has earned a spot on our top picks for liability-only insurance. We like its robust ...

The price of car insurance continues to accelerate: In November 2025, the average cost of a full coverage auto policy is $2,697 a year, according to Bankrate data, or about $225 a month. That's 12% ...

Not all auto insurance policies cover flood damage. Insurance companies can completely write off vehicles with water damage due to mechanical complications. Drivers can take action to avoid ...

Progressive and Farmers are among the best car insurance companies.