Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. When you buy or lease a car, it's important to protect that investment. Getting auto ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Umbrella insurance is extra liability protection that sits on top of your existing policies, like auto and homeowners. If you ...

Most states require drivers to carry a minimum amount of liability insurance, but we recommend buying more coverage than the minimum required by law. To protect yourself financially, it’s generally a ...

Getting car insurance without putting any money down sounds appealing, especially when you’re tight on cash. But in reality, insurance companies offering “no down payment” policies still require your ...

From a money perspective, a clean record is one of the biggest levers you control for lowering long-term insurance costs. A ...

There are several reasons to get car insurance with no license or a suspended license. Depending on the reason for the license suspension, it may be difficult to find coverage. Car insurance for an ...

Maintaining a clean driving record and a good credit score can save you money on car insurance. Policy discounts can cut your car insurance bill by 40%. Coupling your cars on the same policy gets you ...

If you get into a car accident without insurance and you’re not at fault, you can still file a claim against the at-fault driver’s insurance company. The process isn’t always simple, though, and ...

The price of car insurance continues to accelerate: In November 2025, the average cost of a full coverage auto policy is $2,697 a year, according to Bankrate data, or about $225 a month. That's 12% ...

Take a look at this scenario: you live with a friend who has a car, and they're nice enough to let you use it now and then for errands or getting to work. It's a common practice many drivers like to ...