How Does Car Insurance Work? When you get a car insurance policy, you select the types of coverages that you’d like and agree to a certain amount of coverage with the insurer by determining limits for ...

How Does Workers’ Compensation Insurance Work? Your email has been sent Correctly calculating workers' compensation premiums is an integral part of payroll. Learn what workers' comp is, how it's ...

Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Somer G. Anderson is CPA, doctor of ...

Before people who lost their homes in the Los Angeles wildfires can rebuild, they need money. But how does an insurance company figure out what a house is worth when there's nothing left standing?