Indulge me for a moment—I love watching the Times Square Ball Drop every New Year’s Eve. But if you’re like me (with a teeny tiny bladder and a strong aversion to frostbite), fear not. I’ve since ...

The Federal Reserve lowered the federal funds rate three times in 2025, shaving off three-quarters of a point to bring down to a range of 3.5% to 3.75%. While the Fed doesn't directly control interest ...