Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

You’re more likely to find rates below 5% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...

With eight years of experience as a financial journalist and editor and a degree in economics, Elizabeth Aldrich has worked on thousands of articles within the realm of banking, economics, credit ...

The final Federal Reserve meeting of 2025 was completed this week, and with it, the final interest rate cut of the year was issued. Now comes the interesting part. After all, a Fed rate cut is never a ...

Monitoring the interest rate climate for homebuyers and owners hoping to refinance can easily become a daily activity. And in the interest rate climate of recent years, it was often a disappointing ...

After leaving consumers hanging for much of the year, the Federal Reserve ultimately lowered rates three times in 2025. On Dec. 10, the central bank instituted a 25-basis-point cut to the federal ...

Arielle O’Shea leads the investing and taxes team at NerdWallet. She has covered personal finance and investing for nearly 20 years, and was a senior writer and spokesperson at NerdWallet before ...

Discover how to calculate internal rate of return (IRR) to evaluate investment opportunities and understand their potential returns.

Mortgage rates have been largely unchanged. The Federal Reserve slashed interest rates a quarter of a percentage point this week, delivering its third rate cut since September. The policy brightened ...

You're currently following this author! Want to unfollow? Unsubscribe via the link in your email. Follow Allie Kelly Every time Allie publishes a story, you’ll get ...

In December, at its last meeting of the year, the Federal Reserve once again cut interest rates, marking the third time in a row it has done so after previously leaving rates untouched for months. The ...