Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

If you're held responsible after a car accident, liability insurance pays for damages or injuries you might have caused. It's required in nearly every state, and while most people add comprehensive ...

Over 70 per cent of injury claims under employers’ liability and public liability insurance were settled through litigation in 2024, even as award levels proved – on average – to be no higher than ...

Changes to liquor liability laws in South Carolina will take effect on Jan. 1, 2026, potentially easing the financial burden ...

An accounting expert warns taxpayers not to expect automatic windfalls—refunds depend on individual income, family ...

As a business owner, you may need various types of insurance to limit financial losses for your company. If you store or process any sensitive customer information, such as their names, addresses or ...

Most people think insurance is simple until they find out theres an insurance score, secret risk factors, discrimination by ...

Readers debate landowner warnings about liability and trespassing as families search for sledging spots amid heavy snow ...

Professional liability insurance covers legal costs and settlements for service-related negligence. It's essential for advisors like lawyers and doctors, particularly with high risk of client claims.

Insurance mis-selling remains widespread even under regulatory watch. So why does it continue slipping past rules, checks, ...