Drivers with a history of accidents, speeding tickets or DUI convictions are charged some of the highest insurance rates of any demographic. For example, a single at-fault accident can spike your ...

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Car insurance rates have continued to rise in recent years, with the national average for a full coverage policy hitting $2,638 per year in 2025, up 12% from $2,349 in 2024. However, it's still ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Whether your renters insurance policy uses replacement cost or actual cash value (ACV) coverage affects your premiums. If your belongings are stolen or damaged, ACV coverage takes into account ...