If you think filing for Social Security is simple, think again. Some of the most common advice like “always delay benefits,” isn’t always right. For some retirees, delaying could help. For others, it could actually cost more. Here’s some of what we’ll uncover together: ✅ How much income you could forfeit by filing at the wrong time ✅ What happens if you’ve already filed—can you make a change? ✅ The surprising ways Social Security is taxed ✅ The differences between Tax-Deferred and Tax-Free Your

Dave Ramsey's TSP Advice: The Good, Bad, and Ugly